Current Rates

Rates and terms are subject to change without prior notice.

Loan Rates

Auto Loans (New & Used)

Range from 2.50% to 15.00%
Terms from 24 Months to 84 Months

Recreational Vehicle Loans

Range from 2.99% to 15.00%
Terms from 24 Months to 120 Months

Unsecured Loans

Range from 6.00% to 15.00%
Terms from 24 Months to 72 Months

Large Collateral

Range from 7.00% to 15.00%
Terms from 24 Months to 72 Months

Share Secured Loans - Call for rates

Examples

Type Principal Rate Terms Monthly Payment
Auto $18,000 2.50% 84 Months $233.80
RV $25,000 2.99% 72 Months $379.91
Unsecured $20,000 6.00% 72 Months $331.46
Large Collateral $20,000 7.00% 72 Months $340.98

Rates stated as Annual Percentage Rate (APR)

Rates, terms and conditions are subject to credit approval and collateral pledged.

This is not a guarantee of credit.

Current Rates

Rates Effective July 1, 2018

Tiers Balance APR* APY**
Tier 1 $5.00-$24,999.99 .35 .351
Tier 2 $25,000.00-$49,999.99 .50 .501
Tier 3 $50,000.00-$99,999.99 .60 .602
Tier 4 $100,000.00 and over .75 .753

*Annual Percentage Rate
**Annual Percentage Yield
Fees may reduce earnings.

The Board of Directors will ratify the dividend rates once current income and available earnings, after required transfers to statutory reserves, are determined to exist.

If an account is set up as

Fee Schedule

Rates Effective March 1, 2016

Excessive Withdrawal $2 per withdrawal after 2 per month
Bad Address/Returned Statement $5 per statement
Cashier's Check $5 per check
Dormant Account $5 per month
Outgoing Wire $15 (Domestic wires only)
Stop Payment $15 per check
Returned Check $25 from member *$15 made payable to member
Loan Payment Deferral $40 (maximum 2 deferrals per loan per year)
not all loans/members will qualify