Churchill County Credit Union Logo


CCFCU History

During the early spring of 1957, Margaret Pilkington and John Marean, members of the Reno Classroom Teachers Credit Union, spoke to a small group of governmental employees gathered in the multipurpose room at West End School. Charlie York, the County Extension Agent and brother of Mrs. Pilkington, had asked them if they would come to Fallon to explain to us the advantages of forming a credit union in Churchill County. At the meeting were employees of the School District, the City, the County, the Telephone Company, and the Extension Office.

Margaret and John explained to those attending how a credit union worked and how to go about forming one. The idea of a credit union appealed to those in attendance so on May 15, 1957, another meeting was held to sign an Organizational Certificate for the Churchill County Federal Credit Union whose charter number would be 11824. This charter was approved by the proper authority on June 18, 1957.

The Reno Classroom Teachers Credit Union allowed us to temporarily affiliate with them since our assets would be insufficient to give loans. An organizational meeting was held on October 3, 1957, to elect officers and to begin functioning independently of the Reno Classroom Teachers Credit Union. Mae Lofthouse was elected as the first treasurer and was given a salary of $5 per month. The October statement showed a share balance of $90.00.

The annual report dated December 31, 1957, showed a total of 16 members which is quite a difference from the approximately 3,000 members today.

In January 1958, a check was received from the Reno Teachers Classroom Credit Union in the amount of $1,528.66. This check transferred member shares to the Churchill County Federal Credit Union and from then on we were on our own.

As mentioned earlier, Mae Lofthouse was the first treasurer and served from October 1957 to October 1958. Frances Ham succeeded Mrs. Lofthouse and served until May 1961. At that time the credit union was fortunate in employing Dawna Johnson as treasurer for a monthly salary of $15.00. Dawna remained the treasurer for over twenty-two years, eventually retiring June 30, 1983.

The share balance when Dawna became treasurer was $15,260.00 and during her tenure grew to $1,341,000. The office was in her home and during the later years the road leading to her house was very busy being used by the 872 members.

After Dawna’s retirement, Marcia Parrish accepted the position of treasurer. An office was opened in town in a small room behind Ray Regan’s C.P.A. business. The credit union continued to grow rapidly during Marcia’s tenure and the share accounts grew to over $15 million by the time she retired from the credit union in January 2001. Through the years Marcia maintained the personal touch that was set forth by our originating officers.

When the credit union first began operating on its own, the maximum loan allowed was $150.00. This, of course, was to allow several members the opportunity to borrow. Without that limitation one person could easily have borrowed all available monies. Today there is no limit and with the proper security, loans in excess of $50,000 have been made.

A memorable day in the year 1985 was the changeover from manual bookkeeping to computer! Before computers, many midnight hours were spent running adding machines and trying to make totals balance. At statement time, the husbands of Dawna and Marcia were drafted to help out and many a New Year’s Eve was spent working instead of celebrating.

In April 1989, credit union members celebrated the opening of their new office building located at 667 South Maine Street. This was a culmination of much dreaming and planning. When the few originators of our credit union gathered at that May meeting in 1957 to apply for a charter, none dreamed that what they were giving birth to would become what it is today.

From 1957 to the present Churchill County Federal Credit Union has been here to serve our members saving and loan needs with the same personal touch that our originating members set forth.

A debt of gratitude is due the many unpaid members who have given their time to serve on the Board of Directors, the Credit Committee, or the Supervisory Committee. All they have done is evidenced by the healthy condition of the Churchill County Federal Credit Union today.

CCFCU Membership

Do you qualify?

Our field of membership includes employees of:

  • City of Fallon
  • Churchill County
  • Churchill County School District
  • Churchill County Museum & Archives
  • Banner Churchill Hospital
  • CC Communications
  • T.C.I.D.
  • Fallon/Churchill Fire Department
  • Churchill County Elementary School Students
  • Churchill County Jr. High School Students
  • Churchill County High School Students
  • Federal Employees working in Churchill County -(Except NAS Fallon employees)
  • Retirees of any entities listed above

Did you know that your immediate family members can join CCFCU also? Let them know so they can enjoy the many benefits of membership at CCFCU!

Immediate family includes:

  • Grandparents
  • Parents
  • Siblings
  • Children
  • Spouses
  • Anyone that resides in the same household.

Fill Out an Application

Fill out an application here

Come See Us

Stop by and see us at 667 South Maine St., Fallon, NV for details or call our office
at 775-423-7444.

Board of Directors

Carrie Green-HinesCEO/Treasurer
William LawryPresident
Derek ZimneyVice President
Krista SmithSecretary
Eric BlakeyBoard Member

How can we help you?


CCFCU offers loans on new and used vehicles, recreational vehicles and signature loans to meet your borrowing needs.

Rates as low as 5.25% on vehicle loans.

Come by the office to apply in person or print out an Application and e-mail or fax it to us.

Did you know you can finance your next car or truck with CCFCU right at the dealership? Look for the CUDL logo and ask the dealer to finance with YOUR credit union.


Churchill County Federal Credit Union offers savings accounts with tiered dividend rates as high as 1.10% APR. Dividends are paid quarterly.

You have the option of opening up special share accounts to save for anything specific such as your next auto or home or a wedding. Ask us how!

Special Offers

Need a loan payment deferral?

Call our office or come by for more information. Not all loans will qualify.

Online Banking

Log-in to Online Banking

Register (First time Online Log-in) Before registering, you will need to make sure CCFCU has a current cell number or email address on file.

Forgot User ID/Password?

Account Lockout Reset

Debit Card Payments

Please note there is a $5 convenience transfer to pay with your debit card or you can go to our Online Banking and send an ACH Origination for free.


Pay Loan with Debit Card

CD Rates

Churchill County Federal Credit Union is now offering Certificate of Deposits (CDs)! $5,000 minimum deposit.


Try our CD Calculator.

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