Churchill County Credit Union Logo

Current Rates

Rates and terms are subject to change without prior notice.

Loan Rates

Auto Loans (New & Used)

Range from 5.25% to 15.25%
Terms from 24 Months to 72 Months

Recreational Vehicle Loans

Range from 7.25% to 15.25%
Terms from 24 Months to 84 Months

Large Collateral

Range from 7.25% to 15.25%
Terms from 24 Months to 72 Months

Share Secured Loans

Call for rates.


Type Principal Rate Terms Monthly Payment
Auto $40,000 5.25% 60 Months $759
RV $25,000 7.25% 84 Months $429
Large Collateral $20,000 7.25% 72 Months $343
Rates stated as Annual Percentage Rate (APR)
Rates, terms and conditions are subject to credit approval and collateral pledged.
This is not a guarantee of credit.

Current Rates

Rates Effective July 1, 2019

Tiers Balance APR* APY**
Tier 1 $5.00-$24,999.99 0.55% 0.551%
Tier 2 $25,000.00-$49,999.99 0.65% 0.652%
Tier 3 $50,000.00-$99,999.99 0.80% 0.803%
Tier 4 $100,000.00 and over 1.10% 1.106%
*Annual Percentage Rate **Annual Percentage Yield Fees may reduce earnings. The Board of Directors will ratify the dividend rates once current income and available earnings, after required transfers to statutory reserves, are determined to exist.

If an account is set up as

Fee Schedule

Rates Effective January 1, 2023

Debit Card Convenience Fee $5/Transaction
Paper Statement Fee $5 (only if we are signed up on E-statements and request a paper statement)
Excessive Withdrawal $2 per withdrawal after 2 per month
Bad Address/Returned Statement $5 per statement
Cashier’s Check $5 per check
Dormant Account $5 per month
Outgoing Wire $15 (Domestic wires only)
Stop Payment $15 per check
Returned Check $25 from member *$15 made payable to member
Loan Payment Deferral $40 (maximum 2 deferrals per loan per year) not all loans/members will qualify

How can we help you?


CCFCU offers loans on new and used vehicles, recreational vehicles and signature loans to meet your borrowing needs.

Rates as low as 5.25% on vehicle loans.

Come by the office to apply in person or print out an Application and e-mail or fax it to us.

Did you know you can finance your next car or truck with CCFCU right at the dealership? Look for the CUDL logo and ask the dealer to finance with YOUR credit union.


Churchill County Federal Credit Union offers savings accounts with tiered dividend rates as high as 1.10% APR. Dividends are paid quarterly.

You have the option of opening up special share accounts to save for anything specific such as your next auto or home or a wedding. Ask us how!

Special Offers

Need a loan payment deferral?

Call our office or come by for more information. Not all loans will qualify.

Online Banking

Log-in to Online Banking

Register (First time Online Log-in) Before registering, you will need to make sure CCFCU has a current cell number or email address on file.

Forgot User ID/Password?

Account Lockout Reset

Debit Card Payments

Please note there is a $5 convenience transfer to pay with your debit card or you can go to our Online Banking and send an ACH Origination for free.


Pay Loan with Debit Card

CD Rates

Churchill County Federal Credit Union is now offering Certificate of Deposits (CDs)! $5,000 minimum deposit.


Try our CD Calculator.

Become a Member

View Our Privacy Policy