Loan Rates

Auto Loans (New & Used)

Range from 5.25% to 15.25%
Terms from 24 Months to 72 Months

Recreational Vehicle Loans

Range from 7.25% to 15.25%
Terms from 24 Months to 84 Months

Large Collateral

Range from 7.25% to 15.25%
Terms from 24 Months to 72 Months

Share Secured Loans

Please call for rates

Examples

TypePrincipalRateTermsMonthly Payment
Auto$40,0005.25%60 Months$759
RV$25,0007.25%84 Months$429
Large Collateral$20,0007.25%72 Months$343

Rates stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to credit approval and collateral pledged. This is not a guarantee of credit.

Loan Calculator

Loan amount (Do not use commas.)
Loan term in years or months
Interest rate
Monthly payment $
This is to be used for estimation purposes only. This is by no means to be used as a literal statement of loan payment terms. All payment terms are subject to contract terms set forth by an authorized agent of CCFCU.

If an Account is Set Up as Joint

If an account is set up as joint, all joint owners have access to the account information and may perform transactions without the consent of the other owner(s). All joint accounts are set up as joint accounts with Rights of Survivorship..

Savings Rates

Current Rates

Rates effective July 1, 2019.

TiersBalanceAPR*APY**
Tier 1$5.00-$24,999.990.55%0.551%
Tier 2$25,000.00-$49,999.990.65%0.652%
Tier 3$50,000.00-$99,999.990.80%0.803%
Tier 4$100,000.00 and over1.10%1.106%

*Annual Percentage Rate

**Annual Percentage Yield Fees may reduce earnings. The Board of Directors will ratify the dividend rates once current income and available earnings, after required transfers to statutory reserves, are determined to exist.

Payable on Death(s) – POD(s)

In the event of the account owner(s) death the payable on death (POD) beneficiary(s) will be given the funds. If more than one beneficiary is named, the funds will be paid out proportionately to each beneficiary. The POD(s) must bring in a death certificate and personal identification prior to any funds being released from the account.

Fee Schedule

Rates effective January 1, 2023.

Debit Card Convenience Fee$5/Transaction
Paper Statement Fee$5 (only if we are signed up on E-statements and request a paper statement)
Excessive Withdrawal$2 per withdrawal after 2 per month
Bad Address/Returned Statement$5 per statement
Cashier’s Check$5 per check
Dormant Account$5 per month
Outgoing Wire$15 (Domestic wires only)
Stop Payment$15 per check
Returned Check$25 from member *$15 made payable to member
Loan Payment Deferral$40 (maximum 2 deferrals per loan per year) not all loans/members will qualify